When is my account debited for my scheduled bills?
For all scheduled payments, whether they are to be made electronically or by check, there are two processing times daily - one in the morning at 2:00 a.m. CST, and one at 12:00 noon CST. For any electronic payments entered or scheduled by 1:45 a.m. CST on any business day, your account is debited at the 2:00 a.m. CST Processing time. For any business day, your account will be debited at the 12:00 noon CST processing time. For any electronic payments entered or scheduled between 2:00 a.m. CST and 11:45 a.m. CST on any business day your account will be debited at the 12:00 noon CST processing time. For payments that are to be made by check, the check is prepared and mailed on the scheduled date, however your account is not debited until the check is deposited by your payee and it clears the bank, just as if you had written the check yourself. 11:45 a.m. CST is the "end-of-day" cut off time for Bill Pay transactions. Bill payments entered after 11:45 a.m. CST may be processed the following business day during the 2:00 a.m. CST processing time. Payments scheduled on a bank holiday or weekend may be processed the next business day.