Deposit Accounts
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Citizens Value Account
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- No Monthly Service Charge
- Individuals Only
- No Minimum Balance Required
- Free Instant Issue Debit Card
- Free Online Banking
- Unlimited Check Writing
- Must take an eStatement*
*$1.00 per month for a paper statement w/ Imaged Checks
$1.00 per month for text alerts
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- $4.00 Service Charge if Balance Falls Below $200.00*
- Individuals Only
- Free First Order of Personalized Wallet Checks
- Free Instant Issue Debit Card
- Free Online Banking
- Unlimited Check Writing
- Free Paper Statement w/ Imaged Checks
- Free Text Alerts
- Free Bill Pay
- Overdraft Fee Forgiveness**
* Waived the first month
** Customer Will Receive 2 Free Overdraft Fees Per Year
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- $7.00 Monthly Service Charge
- Individuals Only
- Free Club Checks
- Free Instant Issue Debit Card
- Free Online Banking
- Unlimited Check Writing
- Free Paper Statement w/ Imaged Checks
- Free Text Alerts
- Free Bill Pay
- Overdraft Fee Forgiveness*
- No Issue Fee on Travelers Checks
- $10 Annual Discount on Safe Deposit Box
- .25% Discount on Consumer Loans **
- Interest on Checking with $500.00 Minimum
Daily Collected Balance
- $20,000.00 Accidental Death Insurance***
- $100,000.00 Common Carrier Insurance
- $1,000.00 Accidental Death Insurance per each Child age birth to 19 years old
- LifeLock®
- Identity Theft 911
- No Issue Fee on Travelers Checks
- Living Family Journal
- Discounts with Easy Saver
- Prescription Drug Discounts
* Customer Will Receive 2 Free Overdraft Fees Per Year
** With Credit Approval
***Coverage Reduced 50% at age 70 - see certificate for further details
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- Earn a higher APY*
- No Monthly Service Charge
- Free Instant Issue Debit Card
- eStatements Required
- Free Online Banking
- Free Text Alerts
- Earn a higher APY on balances up to $15,000 when you meet the following MAX Checking requirements during your monthly "qualification period"**:
- Must be enrolled in Online Banking
- Must log onto Online Banking at least once during each monthly "qualification period"
- Must be enrolled in and receive e-Statements
- Must have at least one scheduled ACH transaction (Credit or Debit) during each monthly "qualification period"
- Must have at least fifteen (15) posted debit card "point of sale" transactions during each monthly "qualification period"(ATM transactions excluded)
- See one of our Citizens Bank New Account Representatives for current rate and APY
** Qualification Period is defined as: the period from the previous statement date through the
Tuesday before the third Wednesday of each month
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- Minimum Opening Balance $500.00
- $8.00 Monthly Service Charge if Balance Falls Below $500.00
- Interest on Checking
- Free Bill Pay
- Free Text Alerts
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- Minimum Opening Deposit $1,000.00
- $10.00 Monthly Service Charge if Average Balance Falls
Below $1,000.00
- Interest on Checking
- Free Club Checks
- No Issue Fee for Travelers Checks
- $10.00 Annual Safe Deposit Discount
- $10,000.00 Accidental Death Insurance*
- $100,000.00 Common Carrier Insurance
- LifeLock®
- Identity Theft 911
- Living Family Journal
- Initial Trust & Estate Planning Consultation
- Discounts with Easy Saver
- Prescription Drug Discount
- Bank Escorted Group Travel
- Free Text Alerts
- Free Bill Pay
* Coverage Reduced 50% at age 70 - see certificate for further details |
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- No Monthly Service Charge with $1,000.00 Actual
Daily Balance**
- 7 Tiers of Interest
- Unlimited Transfers and Withdrawals in Person*
** $10.00 Monthly Service Charge if Balance Falls Below $1,000.00
*Some Limitations Apply. See a Customer Service Representative for Details.
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Ideal for folks wanting to put aside a little money
periodically, but requiring access to it at any time!
- Individual or Business
- Interest Accrued Daily and Compounded Quarterly
- Three Transfers or Withdrawals Allowed each Quarter
without Charge
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Regular and Jumbo
For anyone who wants higher rates of interest on their money
and does not need immediate access to their funds
- Minimum Opening Deposit $500.00
- Competitive Interest Rates
- Interest Can be Paid by Check, Deposited, or Compounded
- Terms From 14 Days to 3 Years
- Automatic Renewable
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