


| James G. Williamson, Jr. Citizens Bank & Trust Company Chairman of the Board |
D. Keith Hefner Citizens Bank & Trust Company President & CEO |
William W. Thomas Citizens Bank & Trust Company Retired |
| Jimmy G. Bell Jimmy Bell Real Estate Company |
Warren D. Blaylock Consultant Furniture Industry |
Mont S. Echols, Jr. Executive Vice President First National Bank of Fort Smith |
| Morril H. Harriman Chief of Staff Arkansas Governor Mike Beebe |
L. Scott McBrayer Allied Electrical & Power,Inc. |
Brett D. Peters Hawkins-Weir Engineers,Inc. |
| Paul Shirley Certified Public Accountant |
Sam M. Sicard President & CEO First National Bank of Fort Smith |