Real Estate Mortgage Loans

If you have found yourself dreaming about buying a new home, building a new home
or re-financing your existing mortgage, Citizens Bank & Trust is ready to help!

You'll find our service prompt and efficient and our mortgage loan professionals
qualified to answer all of your questions and concerns about what will likely be the
largest purchase you will ever make. We can and will assist you in securing:

• Property acquisition loans
• Construction loans
• In-House Real Estate loans
• Long-term, fixed rate FHA/VA and Conventional loans
• ADFA loans for low to moderate income families
  and first-time home buyers
• Second Mortgage loans
• Financial Counseling