At this time, Citizens Bank & Trust Company will not charge a monthly or annual fee on a debit card. If you have any questions, please call us at (479) 474-1201 and ask to speak to one of our customer service representatives.

"Phishing" is when a hacker sets up a phony Web site using a legitimate company's design. He or she then sends out e-mails that appear to be legitimate and requests that you provide sensitive personal information, such as your account number, password or social security number. If you respond, the hacker will potentially use your information to make fraudulent purchases or steal your identity. Citizens Bank & Trust Company will never try to get information from you in this manner. If you receive a suspicious e-mail, please do not reply or click any links in the message. More information on "phishing".